I just got a call from Patrick Cruz (he sounded a little like Apu, though). He asked me if I accepted credit cards. I said I did. He then went on to say that my business has been approved for $250,000! I immediately thanked him, said I can't wait to get the money and then hung up thinking if he had my phone number, he had to have my address too so he can send me the money over. I got my fingers crossed. Sheesh, yeah, right.